Commitment to Modern Banking Technology
In the 21st century, embracing and keeping pace with technology is both a necessity and a standard. Satyajeet Urban recognizes that today’s tech-savvy customers demand advanced technology in banking. We have implemented Core Banking Software for transparent transactions with just a single click.
Employees across branches work on individual PCs connected to a centralized server via VPN, using software developed by SOFTAID Company. In compliance with stringent IT guidelines from RBI and the Maharashtra State Co-Operative Federation, Satyajeet Urban prioritizes financial security. We have installed Security Appliances in both the head office and branches, alongside data redundancy through a backup system for enhanced protection.As of September 30th, 2023, the present status of Satyajeet Urban Co-operative Credit Society is as follows:
S/N | Head | Amount (INR) |
---|---|---|
1 | Total Working Capital | 2,544,259,964.20 |
2 | Share Capital | 69,231,700.00 |
3 | Deposits (FIXED and Others) | 2,151,338,556.63 |
4 | Loans (All Types) | 1,799,096,278.10 |
5 | Audit Class | A’ Since 1992 |
6 | Banking Service | Core Banking |
7 | Own Funds | 213,195,554.54 |
8 | Reserve Funds | 254,007,409.38 |
Core Banking Services
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Saving AccountA basic account for personal savings.
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Current AccountTailored for business transactions.
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Daily Deposit AccountDesigned for frequent savings and withdrawals.
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Fixed Deposit AccountInvolves lump-sum deposits for a fixed period.
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Recurring DepositRequires regular deposits leading to a lump sum.
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Security DepositsFunds held as collateral for various purposes.
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Gold LoanBorrowing money using your gold as collateral.
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Personal LoansUnsecured loans for personal expenses.
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Crop LoanFinancial support for farmers to fund agricultural needs.
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Safe/LockersSecure storage for valuables and documents.
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Mortgage LoanLoans secured by real estate properties.
Request for Transfer and Calculators
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Interbank Transfer RequestsEasily transfer funds to other bank accounts.
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Cheque & Cheque Book RequestsRequest new cheques or a cheque book effortlessly.
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Loan EMI Calculation & StatementsAccess loan EMI details and statements with convenience.
Online Anywhere Banking
Online banking is a convenient reality with widespread smartphone and internet access. It benefits both customers and banks by providing easy access and streamlining operations.
Online services at Satyajeet Urban includes:
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Deposit and Withdrawal TransactionsSeamlessly deposit and withdraw funds from any of our branches.
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Loan Repayment SimplifiedConveniently repay your loans at any branch location.
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Streamlined Cheque ProcessingDeposit cheques and benefit from clearing services at any of our branches.
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Cross-Branch Financial ServicesAccess drawing demand drafts and pay-orders for accounts in other branches with ease.
Simplify Your Financial Life with Satyajeet Urban
Satyajeet Urban is committed to providing you with seamless and secure online banking services. Explore our range of banking accounts and enjoy the convenience of managing your finances from anywhere. With just a few clicks, you can access your account details and conduct online transactions with confidence. Your financial well-being is our priority, and we’re here to make banking easy and accessible for you.
S/N | Name of the Account | Bank Details – Account No | IFSC Code |
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1 | Satyajeet Urban Co-Operative Credit Society | 405705001960 – ICICI BANK Mehkar | ICIC0004057 |
2 | Satyajeet Urban Co-Operative Credit Society | 0588102000007917- IDBI Bank Ltd, Ganesh Nagar Branch Pune – 411051 | IBKL0000588 |
3 | Satyajeet Urban Co-Operative Credit Society | 60402442050 – Bank of Maharashtra at Post Mehkar, Dist-Buldhana | MAHB0001694 |
4 | Satyajeet Urban Co-Operative Credit Society | 020013300000007 Chikhali Urban Bank Branch Mehkar | YESB0CCUB20 |
Rate of Interest Chart
S/N | Tenure | General Category | Senior Citizen Category |
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1 | 30 Days to 180 Days | 9.50% | 10.00% |
2 | 181 Days to 365 Days | 10.00% | 10.50% |
3 | 366 Days to 13 Months | 10.50% | 11.00% |
4 | MIS FIX (FOR 13 MONTHS) | 10.50% | 10.50% |
5 | Double Interest (DAM DUPPAT) for 8.5 YEARS | 10.00% | 10.00% |
S/N | Type of Loan | Tenure | Rate of Interest |
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1 | Gold Loan | 12 Months | 13% |
2 | Personal Loan | 12 Months | 14% |
3 | Cash Credit | 12 Months | 14% |